{"id":13,"date":"2023-12-04T18:28:00","date_gmt":"2023-12-04T15:28:00","guid":{"rendered":"https:\/\/lanova.faidwnassorotos.eu\/?page_id=13"},"modified":"2024-03-04T14:37:53","modified_gmt":"2024-03-04T12:37:53","slug":"%cf%85%cf%80%ce%b7%cf%81%ce%b5%cf%83%ce%af%ce%b5%cf%82","status":"publish","type":"page","link":"https:\/\/lanova.gr\/en\/%cf%85%cf%80%ce%b7%cf%81%ce%b5%cf%83%ce%af%ce%b5%cf%82\/","title":{"rendered":"Services"},"content":{"rendered":"<div class=\"wpb-content-wrapper\" id=\"wpb-content-root\"><div class=\"vc_row wpb_row vc_row-fluid\"><div class=\"st-p wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p>Either you are an individual or an entrepreneur and you search for smart insurance solutions, we will find the best insurance plans for your needs. Check out our services and call us for a free quote.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><\/div><div class=\"vc_row wpb_row vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-6\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"vc_btn3-container  st-but vc_btn3-center vc_do_btn\" ><a style=\"background-color:#ebebeb; color:#666;\" class=\"vc_general vc_btn3 vc_btn3-size-lg vc_btn3-shape-rounded vc_btn3-style-modern vc_btn3-icon-left\" href=\"https:\/\/lanova.gr\/en\/%ce%b9%ce%b4%ce%b9%cf%8e%cf%84%ce%b5%cf%82\/\" title=\"INDIVIDUALS\"><i class=\"vc_btn3-icon fas fa-child\"><\/i> INDIVIDUALS<\/a><\/div><\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-6\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"vc_btn3-container  st-but vc_btn3-center vc_do_btn\" ><a style=\"background-color:#ebebeb; color:#666;\" class=\"vc_general vc_btn3 vc_btn3-size-lg vc_btn3-shape-rounded vc_btn3-style-modern vc_btn3-icon-left\" href=\"https:\/\/lanova.gr\/en\/%ce%b5%cf%80%ce%b9%cf%87%ce%b5%ce%b9%cf%81%ce%ae%cf%83%ce%b5%ce%b9%cf%82\/\" title=\"BUSINESSES\"><i class=\"vc_btn3-icon fas fa-building\"><\/i> BUSINESSES<\/a><\/div><\/div><\/div><\/div><\/div><div class=\"vc_row wpb_row vc_row-fluid st-news\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t\n<div class=\"wpcf7 no-js\" id=\"wpcf7-f410-o1\" lang=\"el\" dir=\"ltr\" data-wpcf7-id=\"410\">\n<div class=\"screen-reader-response\"><p role=\"status\" aria-live=\"polite\" aria-atomic=\"true\"><\/p> <ul><\/ul><\/div>\n<form action=\"\/en\/wp-json\/wp\/v2\/pages\/13#wpcf7-f410-o1\" method=\"post\" class=\"wpcf7-form init\" aria-label=\"\u03a6\u03cc\u03c1\u03bc\u03b1 \u03b5\u03c0\u03b9\u03ba\u03bf\u03b9\u03bd\u03c9\u03bd\u03af\u03b1\u03c2\" novalidate=\"novalidate\" data-status=\"init\" data-trp-original-action=\"\/en\/wp-json\/wp\/v2\/pages\/13#wpcf7-f410-o1\">\n<fieldset class=\"hidden-fields-container\"><input type=\"hidden\" name=\"_wpcf7\" value=\"410\" \/><input type=\"hidden\" name=\"_wpcf7_version\" value=\"6.1.7\" \/><input type=\"hidden\" name=\"_wpcf7_locale\" value=\"el\" \/><input type=\"hidden\" name=\"_wpcf7_unit_tag\" value=\"wpcf7-f410-o1\" \/><input type=\"hidden\" name=\"_wpcf7_container_post\" value=\"0\" \/><input type=\"hidden\" name=\"_wpcf7_posted_data_hash\" value=\"\" \/>\n<\/fieldset>\n<h3>Would you like to stay tuned with us?\n<\/h3>\n<p><span class=\"wpcf7-form-control-wrap\" data-name=\"email-737\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-email wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-email\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Enter your E-mail\" value=\"\" type=\"email\" name=\"email-737\" \/><\/span><br \/>\n<input class=\"wpcf7-form-control wpcf7-submit has-spinner\" type=\"submit\" value=\"Subscribe\" \/>\n<\/p><div class=\"wpcf7-response-output\" aria-hidden=\"true\"><\/div>\n<input type=\"hidden\" name=\"trp-form-language\" value=\"en\"\/><\/form>\n<\/div>\n\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><\/div><div class=\"vc_row wpb_row vc_row-fluid st-faqs\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"vc_tta-container\" data-vc-action=\"collapse\"><h3>FAQS<\/h3><div class=\"vc_general vc_tta vc_tta-accordion vc_tta-color-custom vc_tta-style-classic vc_tta-shape-rounded vc_tta-o-shape-group vc_tta-controls-align-left\" style=\"--vc-tta-color: #F8F8F8; --vc-tta-color-contrast: #666; --vc-tta-spacing: 0px; --vc-tta-gap: 0px;\"><div class=\"vc_tta-panels-container\"><div class=\"vc_tta-panels\"><div class=\"vc_tta-panel vc_active\" id=\"1707220378592-ccaad0c5-6272\" data-vc-content=\".vc_tta-panel-body\"><div class=\"vc_tta-panel-heading\"><h4 class=\"vc_tta-panel-title vc_tta-controls-icon-position-left\"><a href=\"#1707220378592-ccaad0c5-6272\" data-vc-accordion data-vc-container=\".vc_tta-container\"><span class=\"vc_tta-title-text\">Q: Am I obliged by Law to insure my vehicle?<\/span><i class=\"vc_tta-controls-icon vc_tta-controls-icon-plus\"><\/i><\/a><\/h4><\/div><div class=\"vc_tta-panel-body\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p>A: According to the law, you are indeed obliged to contract insurance to cover your \"civil liability\" towards third parties in case of an accident caused by your car.<br \/>\nHowever, you should be aware that there are also other insurances (optional insurances), besides the mandatory civil liability insurance required by law for car accidents, which aim to provide as comprehensive coverage as possible for both you and your vehicle.<br \/>\nThe basic laws governing the insurance contract of the Automobile Branch are Law 489\/76, as codified by Presidential Decree 237\/86 and still in force today, which provides for the basic provisions \"on the compulsory insurance of motor vehicle liability arising from accidents,\" and Law 2496\/1997, which generally regulates the insurance contract.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><div class=\"vc_tta-panel\" id=\"1707220378599-ecb9c72b-d04a\" data-vc-content=\".vc_tta-panel-body\"><div class=\"vc_tta-panel-heading\"><h4 class=\"vc_tta-panel-title vc_tta-controls-icon-position-left\"><a href=\"#1707220378599-ecb9c72b-d04a\" data-vc-accordion data-vc-container=\".vc_tta-container\"><span class=\"vc_tta-title-text\">Q: What is Personal Liability?<\/span><i class=\"vc_tta-controls-icon vc_tta-controls-icon-plus\"><\/i><\/a><\/h4><\/div><div class=\"vc_tta-panel-body\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p>A: Civil Liability is the obligation of every individual to compensate for the damage caused to third parties, unlawfully and negligently.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><div class=\"vc_tta-panel\" id=\"1707220453918-80a81296-f6c3\" data-vc-content=\".vc_tta-panel-body\"><div class=\"vc_tta-panel-heading\"><h4 class=\"vc_tta-panel-title vc_tta-controls-icon-position-left\"><a href=\"#1707220453918-80a81296-f6c3\" data-vc-accordion data-vc-container=\".vc_tta-container\"><span class=\"vc_tta-title-text\">Q: For what damages am I covered when my vehicle is insured? How claims process works?<\/span><i class=\"vc_tta-controls-icon vc_tta-controls-icon-plus\"><\/i><\/a><\/h4><\/div><div class=\"vc_tta-panel-body\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p>A: With the insurance of civil liability from car accidents, your insurance company undertakes to compensate for the damage that may be caused to \"third parties\" by the individuals whose liability is covered by your insurance policy (such as the owner or driver of the car, etc.), in the event of a car accident for which they are at fault. Specifically, this insurance covers liability for death or bodily injury or damage to property of \"third parties,\" which includes compensation for mental anguish or moral damage.<br \/>\nThe insurance also covers liability for death or bodily injury of the insured's family members or the driver's family members, regardless of their relationship.<br \/>\nIt is worth clarifying that \"third-party\" individuals also include passengers in the vehicle that caused the accident, who are compensated according to the above, but not the insured themselves as passengers in their own vehicle, nor, of course, the driver of that vehicle.<br \/>\n\u0395\u03be\u03b1\u03b9\u03c1\u03bf\u03cd\u03bd\u03c4\u03b1\u03b9 \u03b1\u03c0\u03cc \u03c4\u03b7\u03bd \u03ba\u03ac\u03bb\u03c5\u03c8\u03b7 \u03b1\u03c5\u03c4\u03ae \u03ba\u03b1\u03b9 \u03b4\u03b5\u03bd \u03b1\u03c0\u03bf\u03b6\u03b7\u03bc\u03b9\u03ce\u03bd\u03bf\u03bd\u03c4\u03b1\u03b9 \u03bf\u03b9 \u03b6\u03b7\u03bc\u03af\u03b5\u03c2 \u03c3\u03c4\u03b1 \u03c0\u03c1\u03ac\u03b3\u03bc\u03b1\u03c4\u03b1 \u03c0\u03bf\u03c5 \u03bc\u03b5\u03c4\u03b1\u03c6\u03ad\u03c1\u03bf\u03bd\u03c4\u03b1\u03b9 \u03bc\u03b5 \u03c4\u03bf \u03af\u03b4\u03b9\u03bf \u03c4\u03bf \u03b1\u03c3\u03c6\u03b1\u03bb\u03b9\u03c3\u03bc\u03ad\u03bd\u03bf \u03b1\u03c5\u03c4\u03bf\u03ba\u03af\u03bd\u03b7\u03c4\u03bf. \u0395\u03c0\u03af\u03c3\u03b7\u03c2 \u03b5\u03be\u03b1\u03b9\u03c1\u03bf\u03cd\u03bd\u03c4\u03b1\u03b9 \u03b1\u03c0\u03cc \u03c4\u03b7\u03bd \u03ba\u03ac\u03bb\u03c5\u03c8\u03b7 \u03bf\u03b9 \u03c5\u03bb\u03b9\u03ba\u03ad\u03c2 \u03b6\u03b7\u03bc\u03af\u03b5\u03c2 \u03c0\u03bf\u03c5 \u03bc\u03c0\u03bf\u03c1\u03b5\u03af \u03bd\u03b1 \u03c0\u03c1\u03bf\u03be\u03b5\u03bd\u03ae\u03c3\u03b5\u03b9 \u03c4\u03bf \u03ad\u03bd\u03b1 \u03cc\u03c7\u03b7\u03bc\u03b1 \u03c4\u03bf\u03c5 \u03b1\u03c3\u03c6\u03b1\u03bb\u03b9\u03c3\u03bc\u03ad\u03bd\u03bf\u03c5 \u03c3\u03c4\u03bf \u03ac\u03bb\u03bb\u03bf, \u03b9\u03b4\u03b9\u03bf\u03ba\u03c4\u03b7\u03c3\u03af\u03b1\u03c2 \u03c4\u03bf\u03c5, \u03ae \u03c3\u03b5 \u03cc\u03c7\u03b7\u03bc\u03b1 \u03bc\u03ad\u03bb\u03bf\u03c5\u03c2 \u03c4\u03b7\u03c2 \u03bf\u03b9\u03ba\u03bf\u03b3\u03b5\u03bd\u03b5\u03af\u03b1\u03c2 \u03c4\u03bf\u03c5.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><div class=\"vc_tta-panel\" id=\"1707220479308-c43d8104-704e\" data-vc-content=\".vc_tta-panel-body\"><div class=\"vc_tta-panel-heading\"><h4 class=\"vc_tta-panel-title vc_tta-controls-icon-position-left\"><a href=\"#1707220479308-c43d8104-704e\" data-vc-accordion data-vc-container=\".vc_tta-container\"><span class=\"vc_tta-title-text\">Q: Who is not reimbursed in case of an accident if I am insured?<\/span><i class=\"vc_tta-controls-icon vc_tta-controls-icon-plus\"><\/i><\/a><\/h4><\/div><div class=\"vc_tta-panel-body\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<div>Excluded from this coverage and not compensated by your insurance company are the following individuals:<\/div>\n<ul>\n<li>the driver of the vehicle that caused the damage,<\/li>\n<li>any individual whose liability is covered by the insurance contract (e.g., the owner of the vehicle),<\/li>\n<li>the individual who arranged the insurance contract with the insurer (i.e., the policyholder\/contracting party),<\/li>\n<li>the legal representatives of a legal entity insured under this coverage or a company that has not acquired legal personality,<\/li>\n<li>individuals who agreed to be transported by the insured vehicle, provided the insurer proves that they knew the vehicle was taken from its legal owner by unfair means or is used for the commission of a crime.<\/li>\n<\/ul>\n<div>For example, if you are a passenger in your own car, which is driven by a friend, and an accident occurs for which the friend \u2013 the driver of your car \u2013 is at fault, you, as a passenger, will not be compensated for any bodily injuries from that accident, because as the owner of the offending vehicle, you are not considered a \"third party.\"<\/div>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><div class=\"vc_tta-panel\" id=\"1707220502977-0fb17fa8-ce68\" data-vc-content=\".vc_tta-panel-body\"><div class=\"vc_tta-panel-heading\"><h4 class=\"vc_tta-panel-title vc_tta-controls-icon-position-left\"><a href=\"#1707220502977-0fb17fa8-ce68\" data-vc-accordion data-vc-container=\".vc_tta-container\"><span class=\"vc_tta-title-text\">Q: What is \"no-fault auto insurance\"? What is a deductible and when does it make sense to choose it?<\/span><i class=\"vc_tta-controls-icon vc_tta-controls-icon-plus\"><\/i><\/a><\/h4><\/div><div class=\"vc_tta-panel-body\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p>With mixed insurance (or own damage insurance), your insurance company undertakes to restore the material damages of your own vehicle from collision, impact, overturning, or falling, even if you are responsible for the traffic accident.<br \/>\n\"Exemption\" is the monetary amount that the insurance company is not obliged to pay as compensation and burdens the insured in each case of damage.<br \/>\n\u03a4herefore, if the insurance was agreed with an \"exemption\" for a certain amount per accident, the insurance company is only liable for any damage exceeding the exemption amount.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"\u0395\u03af\u03c4\u03b5 \u03b5\u03af\u03c3\u03c4\u03b5 \u03b9\u03b4\u03b9\u03ce\u03c4\u03b7\u03c2 \u03b5\u03af\u03c4\u03b5 \u03b5\u03af\u03c3\u03c4\u03b5 \u03b5\u03c0\u03b9\u03c7\u03b5\u03b9\u03c1\u03b7\u03bc\u03b1\u03c4\u03af\u03b1\u03c2 \u03ba\u03b9 \u03b1\u03bd\u03b1\u03b6\u03b7\u03c4\u03ac\u03c4\u03b5 \u03ad\u03be\u03c5\u03c0\u03bd\u03b5\u03c2 \u03ba\u03b1\u03b9 \u03bf\u03b9\u03ba\u03bf\u03bd\u03bf\u03bc\u03b9\u03ba\u03ad\u03c2 \u03b1\u03c3\u03c6\u03b1\u03bb\u03b9\u03c3\u03c4\u03b9\u03ba\u03ad\u03c2 \u03bb\u03cd\u03c3\u03b5\u03b9\u03c2, \u03b5\u03bc\u03b5\u03af\u03c2 \u03b8\u03b1 \u03b2\u03c1\u03bf\u03cd\u03bc\u03b5 \u03c4\u03b1 \u03ba\u03b1\u03bb\u03cd\u03c4\u03b5\u03c1\u03b1 \u03b1\u03c3\u03c6\u03b1\u03bb\u03b9\u03c3\u03c4\u03b9\u03ba\u03ac \u03c0\u03b1\u03ba\u03ad\u03c4\u03b1 \u03b3\u03b9\u03b1 \u03b5\u03c3\u03ac\u03c2. \u0394\u03b5\u03af\u03c4\u03b5 \u03bc\u03b5\u03c1\u03b9\u03ba\u03ad\u03c2 \u03b1\u03c0\u03cc \u03c4\u03b9\u03c2 \u03c5\u03c0\u03b7\u03c1\u03b5\u03c3\u03af\u03b5\u03c2 \u03c0\u03bf\u03c5 \u03c0\u03c1\u03bf\u03c3\u03c6\u03ad\u03c1\u03bf\u03c5\u03bc\u03b5 \u03ba\u03b1\u03b9 \u03b5\u03bb\u03ac\u03c4\u03b5 \u03bd\u03b1 \u03c3\u03c5\u03b6\u03b7\u03c4\u03ae\u03c3\u03bf\u03c5\u03bc\u03b5 \u03c4\u03b9\u03c2 \u03b1\u03bd\u03ac\u03b3\u03ba\u03b5\u03c2 ... <div><a href=\"https:\/\/lanova.gr\/en\/%cf%85%cf%80%ce%b7%cf%81%ce%b5%cf%83%ce%af%ce%b5%cf%82\/\" class=\"more-link\">Read More<\/a><\/div>","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-13","page","type-page","status-publish","hentry","no-post-thumbnail"],"_links":{"self":[{"href":"https:\/\/lanova.gr\/en\/wp-json\/wp\/v2\/pages\/13","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lanova.gr\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/lanova.gr\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/lanova.gr\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/lanova.gr\/en\/wp-json\/wp\/v2\/comments?post=13"}],"version-history":[{"count":0,"href":"https:\/\/lanova.gr\/en\/wp-json\/wp\/v2\/pages\/13\/revisions"}],"wp:attachment":[{"href":"https:\/\/lanova.gr\/en\/wp-json\/wp\/v2\/media?parent=13"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}